What is a debt validation letter?

May 10, 2017 | Posted by Blair Warner | No Comments

A debt validation letter is simply a letter you can send to a presumed creditor (or debt collection company) requiring them to show proof that they either own the debt in question, or are otherwise legally authorized to collect on the debt. If you owe a debt, under the Fair Debt Collection Practices Act (FDCPA), you have the right to require that collection companies validate debt as your before you proceed to pay.

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After years in the mortgage business, Blair has been one of the foremost credit experts and debt Counselors in the Dallas/Fort Worth area since 2006, with a passion for helping folks manage their credit and debt rather than letting it manage them. As a father of 4 and a love for teaching, Blair not only advises, but guides and educates toward a more fulfilling financial life.

Category : credit

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